http://www.real-estate-secret.info Wed, 18 Jun 2008 14:38:31 +0000 http://backend.userland.com/rss092 en Hey let's face it. Most mortgage lenders are after one thing and that's your hard earned cash. The general rule of thumb is to confuse you so that you don't see what you're really paying for that mortgage. The sneakier companies plan out how to have enough smoke and mirrors ... http://www.real-estate-secret.info/2008/06/how-to-select-a-mortgage-lender-part-one/ As we've seen recently in the news, it's easy for people to get into more home than they can afford. House hunting is exciting after all. You take a look around and fall in love with the elegant home with a large yard and the white picket fence. The only ... http://www.real-estate-secret.info/2008/06/how-much-do-you-qualify-for/ Let's face it - unless you are already wealthy or just won the lottery you are going to need a good credit rating to purchase a house. With a substandard rating you'll be stuck with high interest rates and fewer choices. Mortgage companies want to invest their money with a reasonable ... http://www.real-estate-secret.info/2008/06/boost-your-credit/ In the next few articles we'll be discussing how much of a downpayment should you place on a home. Before we can answer that question we need to first understand why downpayments are even important to sellers and lenders. Reason number one- The seller may need cash for the downpayment on ... http://www.real-estate-secret.info/2008/05/how-much-of-a-downpayment/ So you decided to purchase a home? Now that you've made this decision the next, and really very important, question is how much home can you afford? In order to determine how much home you can afford we need to look at two things. How much of a downpayment can you make? How ... http://www.real-estate-secret.info/2008/05/how-much-home-can-you-afford/